If prima facie it is established that you are a victim of skimming fraud, the bank makes the payment upfront.Īccording to the RBI, the customer liability will be zero in a case where the unauthorised transaction occurs in a third-party breach where the deficiency lies neither with the bank nor with the customer, but elsewhere in the system, and the customer notifies the bank within three working days of receiving the communication from the bank regarding the transaction.ĭon’t miss out on ET Prime stories! Get your daily dose of business updates on WhatsApp. Then get a candle, light the candle and use the wax to cover the panel on the ATM CARD, covering that panel will make the card look defualt to the machine. The bank that has issued you the card will pay you back the money. According to the RBI, "longer the time taken to notify the bank,the higher will be the risk of loss." If you have an account with Bank A and have used the card to withdraw money from an ATM of Bank B, which has been compromised which bank should you report your concern to?Ī complaint should be lodged at Bank A at the earliest possible. The fraud needs to be reported as soon as possible. What should be done if your ATM details have been stolen? This will help you get an alert when a suspicious transaction is done using your card. Register for SMS updates to stay up-to-date with your bank transactions. Two researchers have demonstrated how ATMs could be hacked - without installing malware - by connecting a tiny computer to a port inside of the machine, bypassing the ATMs own computer, and. Cover you ATM keypad whenever you enter the ATM pin.
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